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  Debit cards are financial tools linked directly to your bank account, allowing you to access funds for purchases, withdrawals, and online transactions. They offer the convenience of a credit card but work by deducting money directly from your account balance. Here's an overview of debit cards , their types, global networks, and features. 1. What Are Debit Cards? Debit cards allow you to: Pay for goods and services in person or online. Withdraw cash from ATMs. Use contactless, chip-and-PIN, or swipe payments. Avoid interest charges since they pull money from your account directly. 2. Types of Debit Cards 1. Standard Debit Cards Linked to your checking or savings account. Funds are deducted immediately after a transaction. 2. Prepaid Debit Cards Not linked to a bank account. Funds must be loaded onto the card before use. Ideal for budgeting or gifting. 3. International Debit Cards Suitable for global use. Offers foreign currency transaction capabilities. ...