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  Gift cards are prepaid cards issued by retailers, financial institutions, or third-party services, used as a convenient gifting option. They allow recipients to purchase products or services of their choice within the issuing brand or across multiple retailers, depending on the card type. 1. What Are Gift Cards? Definition : Preloaded cards with a specific monetary value. Purpose : Serve as a cash alternative, often used for gifting or promotions. Redemption : Can be used for online or in-store purchases. 2. Types of Gift Cards 1. Store-Specific Gift Card s Issued by a particular retailer or service. Can only be used at the issuing store or brand. Examples: Amazon Gift Card, Starbucks Card, Target Gift Card. 2. Multi-Brand Gift Cards Accepted at multiple merchants or services within a specific network. Examples: Happy Cards, Vanilla Visa Gift Cards. 3. Open-Loop Gift Cards Issued by financial institutions (Visa, Mastercard, American Express). Can be used ...